Band H Lock http://bandhlock.com/ Sat, 15 Jan 2022 23:02:48 +0000 en-US hourly 1 https://wordpress.org/?v=5.8 https://bandhlock.com/wp-content/uploads/2021/05/cropped-icon-32x32.png Band H Lock http://bandhlock.com/ 32 32 How to Get Insurance Reimbursement for At-Home COVID Tests at Pharmacies https://bandhlock.com/how-to-get-insurance-reimbursement-for-at-home-covid-tests-at-pharmacies/ Sat, 15 Jan 2022 22:15:58 +0000 https://bandhlock.com/how-to-get-insurance-reimbursement-for-at-home-covid-tests-at-pharmacies/
  • On Saturday, insurance companies were due to start reimbursing home COVID-19 test kits – 8 tests per customer per month.
  • We checked how it worked in California and New York and found that many pharmacies did not have tests in stock.
  • The 2 stores that did the tests did not reimburse on the spot.

On Saturday, the US government began requiring private insurance companies to cover the cost of 8 home COVID-19 test kits per person per month.

But that doesn’t mean you can necessarily walk to the nearest pharmacy and get 8 free take-home tests.

We visited two pharmacies in New York and four in California on Saturday and got different results each place we went.

We were unable to prepay for testing through our insurer and ended up having to submit claims in the mail.

“Preferred” pharmacies aren’t supposed to charge upfront, but we were unlucky

When the The Department of Health and Human Services announced the new requirement on Monday, he pointed out that the new rule “incentivizes insurers to cover these costs up front,” so consumers don’t have to pay for their tests out of pocket. Instead, insurers are setting up programs that allow people to get the over-the-counter tests directly through “preferred” pharmacies “with no out-of-pocket costs.”

“Most consumers with private health coverage can go online or to a pharmacy or store, buy a test, and either have their health plan pay for it up front, or be reimbursed for the cost by submitting a claim to their plan,” HHS mentioned.

The reality is that insurance companies may only have one “preferred” retailer from whom you can receive free test kits with no outlay. Or, they may have none.

For example, United Healthcare, the largest insurance company in the United States, only reimburses advance tests at Walmart pharmacies. If you don’t live near a Walmart pharmacy or decide to shop elsewhere, you should pay for the test kit in advance, keep your receipt, and submit it for reimbursement. The maximum refund allowed is $12 per test ($24 for a 2-pack).

But at two Walmart pharmacies in California, pharmacists were unaware of a reimbursement program for United-insured customers. One of the pharmacists said the store’s rapid COVID-19 tests had been sold out for weeks. The other store had not received any rapid test deliveries for days.

Anthem, another large US insurer, is allowing some members to order test kits directly through their website, free of charge. But when it comes to the federal reimbursement program, the company says it’s still “finalizing” plans.

Keep your receipt

photo of abbot binax holding test kit with receipt on top.  insurance is supposed to reimburse 8 tests per month, but it does not appear to be an onsite system.

The insurance is supposed to reimburse 8 tests per month from Saturday, but it does not appear to be an on-site system.

Hilary Brueck/Insider


Only one pharmacy visited by Insider on Saturday had heard of the federal reimbursement program.

At a local independent Brooklyn pharmacy, the pharmacist said he knew the program was starting today, but had not received any guidance or information about it, and planned to check with drug companies. insurance next week to find out if some could cover the tests. in advance for their members in his store.

A Duane Reade/Walgreens in New York recommended keeping your receipt and submit it to insurance.

At a Walgreens in Orange County, California, the pharmacist recommended calling your insurance company. (The pharmacy had posted a sign that home COVID-19 tests were out of stock, but a worker managed to find a handful of FlowFlex tests behind the counter. Tests are so scarce that customers were limited to two per person.)

An employee at a CVS in Orange County also didn’t know how to reimburse for home testing. The store had a supply of 300 rapid tests at 8 a.m. local time, she said, but the tests had sold out within the hour. The store had also not received a delivery of Abbott’s BinaxNOW, one of the most widely available rapid tests in the United States, for about a month, the employee said.

The real way to get a free test kit

walmart covid test

The reporter for a Walmart in Orange County, California.

Aria Bendix/Business Insider


If you don’t live near a “preferred” pharmacy and don’t want to pay out of pocket for a test kit, a federal website will go live next Wednesday, COVIDtest.gov, which will send people free test kits in the mail.

Households will be able to order up to 4 COVID-19 test kits each, but beware, they can take 1-2 weeks to deliver, so it’s best to order in advance.

]]> Four million payday and home loan customers from Provident, Greenwood and Satsuma must request repayments NOW https://bandhlock.com/four-million-payday-and-home-loan-customers-from-provident-greenwood-and-satsuma-must-request-repayments-now/ Sat, 15 Jan 2022 07:00:00 +0000 https://bandhlock.com/four-million-payday-and-home-loan-customers-from-provident-greenwood-and-satsuma-must-request-repayments-now/

MORE than four million payday and home loan customers are being asked to request any repayments that may be owed to them.

If you were mis-sold a loan by Provident, Greenwood, or Satsuma, you might be in line for compensation, even if you’ve already paid it back.

1

Provident, Greenwood and Satsuma customers receive small payments as compensation

Some home loans from Provident and Greenwood, payday loans from Satsuma, and collateral loans from Glo were mis-sold to cash-strapped borrowers who couldn’t afford them.

Thousands of borrowers had their repayments written off late last year after Provident shut down its home loan business.

Now, lenders are offering payments under a borrower repayment program – even if they paid off their debts years ago.

Customers who mis-sold loans at unaffordable rates have just weeks left to claim a share of a £50million compensation pot.

The claims window closes at the end of February and it is best to apply as soon as possible.

Here’s what you need to know:

What compensation can I get?

You’re unlikely to get back as much as the company owes you, but it could still be hundreds.

And you may also have bad marks on your credit report.

Debt Camel Blogger Sara Williams told The Sun: “The provident loans were only meant to be used for short-term borrowing – that’s why the interest rate was so high.

“But Provident did not do proper checks on borrowers. Hundreds of thousands of people have borrowed continuously from Provident for years.

“They have a good chance of having their ‘unaffordable loan’ application confirmed – even if they made all the repayments on time.

“If you win, you’ll get some of the interest you paid back – it’s worth applying.”

If you took out a loan from Provident, Satsuma, Greenwood or Glo between April 6, 2007 and December 17, 2020, you may be eligible for a refund.

How much you get back will depend on how much you borrowed and for how long, as well as how many other people are asking for repayment.

The money will be distributed after the redemption program closes at 5 p.m. on February 28, 2022.

Payment will not be immediate, however, as each claim will be assessed individually.

Where can I request my refund?

If you think you have received an unaffordable loan from Provident, Satsuma, Greenwood or Glo, visit schema.providentpersonalcredit.com.

You can submit a complaint online or by calling 08000 568 936 – or you can download a form to submit.

Filing a complaint is free.

But beware of claims companies that say they’ll do this on your behalf, as they’ll take some of the money you recover – and it’s easy to do it yourself anyway.

You will need a Program ID to submit your application, which should have been emailed or mailed to you.

Call the number above if you don’t have it.

You won’t need your loan details to make the claim, Sara says, but you may need to show proof of defaults or county court judgments.

These will be on your credit report if it’s within the last six years.

It’s best to make a claim as soon as possible – just in case there is a problem submitting information close to the deadline.

What else should I keep in mind?

Sara also advises you to file a claim again if you have already been refused for a refund or accepted a small amount.

This is because lenders have dismissed too many complaints before.

Her Complaints Guide also points out that you can make a claim if you paid the loan on time, in default, or if the loan was sold to a debt collector.

None of the four companies are currently lending to new customers.

If you are a former customer of The Money Shop, Payday UK or Payday Express, you could be compensated today (January 14) or Monday.

And if you think one of the still-operating lenders may have wrongfully sold you an unaffordable loan, here’s how to file an affordability complaint.

Martin Lewis issues holiday warning for Britons booking trips abroad

We pay for your stories!

Do you have a story for The Sun Online Money team?

]]>
What happens when a credit card company sues you? https://bandhlock.com/what-happens-when-a-credit-card-company-sues-you/ Fri, 14 Jan 2022 22:05:14 +0000 https://bandhlock.com/what-happens-when-a-credit-card-company-sues-you/
  • If you miss several consecutive credit card payments, the credit card company may take legal action.
  • You can call the collection agency to arrange a settlement without incriminating yourself.
  • Skipping the lawsuit can result in wage garnishment or tax refunds, so it’s important to respond before the deadline.
  • Read more stories from Personal Finance Insider.

Legal battles are scary enough, but being sued by a powerful credit card company for old debts can be daunting. If you are unable to pay your credit card bills due to financial difficulties, it can be difficult to know how to respond to such a lawsuit.

Nevertheless, ignoring a lawsuit from a credit card company will only create bigger problems later, so it is better to deal with the problem head-on in time. Here’s what you need to know about credit card debt collection lawsuits.

Can a credit card company sue you?

In short, yes, they can technically sue you.

After 180 days of missed credit card payments, your credit card company can do three things:

  1. They can pay off the debt without ever filing a lawsuit, probably because the debt amount is less than $8,000 and not worth incurring additional legal fees.
  2. They can sell the debt to a third-party collection agency, which can threaten to file a lawsuit without filing one.
  3. They can take legal action to try to get you to pay a one-time settlement or set up a payment plan to pay off debts.

Seventy million Americans have delinquent credit card debt with third-party collection agencies, and nearly 15% of those collection efforts turn into lawsuits, according to a Consumer Financial Protection Bureau study.

Here’s what to do if a credit card company sues you.

Step 1. Respond to the invitation before the deadline

If a credit card company sues you, you will receive a summons, in person or by mail, depending on the laws of your state.

A subpoena contains information about who is suing you, how much you owe, your court date, and the deadline to respond. Depending on the state you live in, the time frame may be 21 to 30 days from the date the subpoena was served on you.

Lawyer James Smith, a partner at Fair Credit Attorneys, which specializes in credit repair and consumer debt, said failure to respond to the subpoena will allow the credit card company to win by default.

If a judge rules against you in default in court, the credit card company can take money from your bank accounts to collect payment, which means they can legally take money from your savings or checking account to cover the amount you owe. Your wages and tax refunds can also be garnished to collect the debt, meaning up to 25% of your paycheck automatically goes to a debt collector before you can even touch it.

Step 2. Call the collection law firm and set up a payment plan

Settling the lawsuit out of court by setting up a payment plan may be the best way to end the lawsuit. Your credit card company will most likely be represented by a collection law firm handling the lawsuit.

It’s best to call the collection company directly to set up a payment plan, but remember that these phone calls are recorded and anything you say can be used against you in your lawsuit.

Smith says every situation is different, but in general you should avoid taking responsibility for the debt unless you review the details of the debt itself and confirm that those details are correct. Make sure you always respond to the summons on time and contact the collection law firm.

Step 3. Get Organized

Gather old credit card contracts, statements, and documents and organize them chronologically. You may need to comb through these documents with a fine-toothed comb to verify that the amount of debt you are being sued for is correct.

You can hire a fair credit or consumer protection attorney, but if you can’t afford one, here are some additional resources:

How can I prevent a credit card company from suing me?

Before a credit card company sue you, you will likely receive phone calls, letters, emails and alerts on your online banking platform in an attempt to collect the debt. If you ignore these attempts, a credit card company is more likely to sue you to collect payment.

Responding to these phone calls and alerts to set up a payment plan can avoid a lawsuit, but, again, keep in mind that these phone calls are being recorded and anything you say can be used against you.

Know your consumer rights

Under the Fair Debt Collection Practices Act (FDCPA), you are entitled to the following when dealing with credit card debt collections:

  • The statute of limitations for credit card debt ranges from three to ten years, depending on your state. This means that you cannot be sued for a debt that predates the statute of limitations.
  • You have the right to get more information about the debt you allegedly owe. You can ask for past credit card statements and contracts and see if they match what’s on your records.
  • You have the right to dispute your debts if they are incorrect.
  • A collection agent cannot conceal his identity in order to collect a debt. They should say the name of their business and other names of businesses they represent at the start of the phone call.
  • Collection agents are allowed to call you between 8 a.m. and 9 p.m., but you can ask them to call you at a more convenient time.

]]>
21 hidden smartphone superpowers – Consumer Reports https://bandhlock.com/21-hidden-smartphone-superpowers-consumer-reports/ Fri, 14 Jan 2022 22:03:49 +0000 https://bandhlock.com/21-hidden-smartphone-superpowers-consumer-reports/

Scan documents
Do you want to digitize a receipt, recipe or public document to make it searchable by text? Your phone has everything you need to serve as a scanner, no third-party apps required. The steps below turn document photos into crisp PDFs.
On an Android phone: Open the Google Drive app. Tap the plus sign (+) > Scan > and take a photo of the document. You can also crop the image, change it from black and white to color, rotate it and add pages if you want.
On an iPhone: Open Apple’s Notes app. Tap the new note icon at the bottom > the Camera button > Scan Documents. If your phone is in Auto mode, it will scan the document immediately. Alternatively, press the shutter button or one of the volume buttons to take the photo. You can then drag the corners to fit the scan to the page, rotate the document or add pages. To save it as a PDF, tap the Share button on the scanned document and choose Create PDF.

Enlarge small text
Need a little help reading that tiny guy on the prescription label? Your phone’s camera can be used as a magnifying glass.
On an Android phone: Go to Settings > Accessibility > Magnification > and enable the Magnification shortcut. (Samsung phone owners will find it under Settings > Accessibility > Visibility Enhancements > Magnification.) To turn it on, open the Camera app, tap the accessibility button, and swipe with two fingers to zoom.
On an iPhone: Go to Settings > Accessibility > Accessibility Shortcut > Magnifier. To activate it, triple click the side button. Then drag the slider to zoom in or out.

Ask your phone to read you
Many phones can read your screen aloud, whether it’s a text, email, or newspaper article. This text-to-speech feature is ideal for hands-free “reading” or if you have difficulty seeing the screen.
On an Android phone: Go to Settings > Accessibility > Select to Speak. Depending on your version of Android, a small person or speech bubble icon will appear onscreen in any app; press it and the phone starts reading. (For Samsung phones, there’s a similar feature called TalkBack, but it’s always on and reads whatever you tap or select on the screen.)
On an iPhone: Go to Settings > Accessibility > Spoken Content > Speak Selection. Once enabled, you can highlight text and click the Speak button to have the selection read. If you have Speak Screen enabled, you can hear the contents of the entire screen by swiping down with two fingers. Alternatively, you can ask Siri to “speak the screen”.

Listen remotely
Turn your phone into a microphone that connects to your headset or hearing aid so you can hear people across the room better. You can also use this feature to monitor a baby crying in another room, listen to a TV or speaker at a higher volume than others around you might prefer, or any other remote microphone use that you can imagine.
On an Android phone: This feature is built into Google Pixel phones, but other Android users can download Google’s Sound Amplifier app from Google Play. To use it, open Sound Amplifier, accept the permissions, connect your wired or Bluetooth headphones to your device, then tap the accessibility button, which looks like a person, or swipe up with two fingers.
On an iPhone: Apple’s Live Listen is compatible with AirPods, Powerbeats Pro and Beats Fit Pro. First, add Live Listen to Control Center by going to Settings > Control Center. Then tap the plus sign (+) next to the Audition button. Then use, open Control Center, tap the Hearing button, then tap Listen Live.

Turn your phone into a toolbox
Taking measurements and making sure you hang straight picture frames has never been easier, since your phone can double as a tape measure and a carpenter’s level. The iPhone’s Measure app can even provide a person’s height entirely within the camera frame.
On an Android phone: Google retired its augmented reality measurement app in mid-2021 and it also doesn’t offer a spirit level, so you have to use a third-party app for both features.
On an iPhone: Open the Measure app and follow the instructions to move your phone. Move the point above the starting point of the measurement and press the plus sign (+), then press again after moving the point to the end point. The Level function allows you to straighten images using a digital interface on the phone.

Create and send a screenshot
Need to send a picture of an error message to tech support? Share what’s on your screen in an instant with these shortcuts.
On an Android phone: Simultaneously press and hold the power and volume down buttons. Tap the image to edit or share it.
On an iPhone: Simultaneously press the side and volume up buttons. Tap the thumbnail that appears in the lower left corner of the screen to open and share it.

Record an explainer video
You can share any of these hidden tricks by creating a step-by-step video of what’s on your phone screen, along with your voiceover tutorial.
On an Android phone: Swipe down from the top of the screen, then tap the Screen Recorder icon (you may need to swipe right to find it) > Start Recording and a countdown will begin . To pause, annotate, or stop recording, use the toolbar that appears on your screen. You will find the recording in Google Photos.
On an iPhone: Go to Settings > Control Center > and tap the plus sign (+) next to Screen Recording. Then open the Control Center and tap the circle recording icon. To stop recording, tap the red status bar at the top of the screen.

]]>
‘Meaningful improvements’ to be made to proposed online safety laws, MPs say https://bandhlock.com/meaningful-improvements-to-be-made-to-proposed-online-safety-laws-mps-say/ Fri, 14 Jan 2022 13:39:43 +0000 https://bandhlock.com/meaningful-improvements-to-be-made-to-proposed-online-safety-laws-mps-say/ Efforts to tackle cyber-blinking and fraudulent paid advertising could be among “meaningful improvements” to proposed online safety laws, the government has said.

The Online Safety Bill was finally published in May 2021, proposing significant fines for companies that fail to deal with online abuse. Under the law, senior executives could also be subject to criminal prosecution and certain websites could be blocked.

In December, the joint committee reviewing the draft bill concluded that serious changes were needed to “call the hour on the Wild West online”. Notably, Peers and MPs wrote in their report on the bill that it needs to be clearer about illegal content online.

Speaking in the House of Commons last night (January 13), Culture Minister Chris Philp told MPs there are a “number of areas” where the Online Safety Bill can be ” significantly improved”, with revised legislation expected in the next few years. month.

Philp’s remarks came as MPs debated a Joint Committee report on the Online Safety Bill, which said more offenses needed to be covered. These included paid scams and fraudulent advertisements, cyber flashing, content promoting self-harm, and the deliberate sending of flashing images to people with photosensitive epilepsy.

The bill also needs to be clearer about what is specifically illegal online and proposes that porn sites have a legal duty to keep children away whether or not they host user-to-user content, adds the report among its other recommendations.

The long-awaited legislation is expected to require the biggest operators, such as Meta (formerly Facebook) and Google, to abide by a duty of care to users, overseen by Ofcom as the new industry regulator.

Concluding a debate in the House of Commons, Philp said: ‘We understand there are a number of areas where this Bill can be significantly improved. The government certainly does not have a monopoly on wisdom and we certainly intend to take advantage of the vast experience of committee members and of this House to make significant improvements to this bill and we intend to present a revised and updated bill before the end of the current session.

Philp added: ‘I will not be announcing any firm commitments in advance today as work is still ongoing, including the collective bargaining process in government.

“But on fraud and paid advertising, we’ve heard the message from the Joint Committee, from the Financial Conduct Authority, from the financial services industry, from campaigners, from Members of this House – it’s a message that the Government has absolutely heard and this is something we very much hope we will be able to address when we introduce the bill, but I cannot make any specific commitments as the work is still in progress.

He added that “the message” was also heard about the Law Commission’s work on communications offenses which “will really narrow some of the issues around what are essentially malicious or harmful communications, issues such as cyber -blinking and problems related to epilepsy”.

Philp continued, “We are looking at these Law Commission proposals very positively and very carefully, as the joint committee has recommended to us. We also heard very clearly the messages about commercial pornography.

‘We understand the issues that the bill as written does not cover this and again this is something we are currently working very, very hard on.’

Philp said the government was also looking at calls for users to choose to protect themselves from anonymous content.

Earlier, Liberal Democrat MP Wera Hobhouse (Bath) raised concern that perpetrators of cyber-blinks were often able to get away with it without facing the consequences.

She said: “Cyberflashing is a particularly prevalent form of online violence against women and disproportionately affects young women and girls – 76% of girls aged 12-18 and 41% of all women said they received unsolicited penis images.

“Like flashing in real life, cyber flashing can frighten, it can humiliate, it can violate boundaries, it is a form of sexual harassment from which even the physical confines of a home offer no respite. .”

Urging the government to close a “gap” in the law, she added: “Too often the trauma they experience is trivialised.

Former Conservative Culture Minister Matt Warman agrees, saying: “Flashing is illegal in the real world, the idea that it’s not illegal online is absurd. We shouldn’t even be having this conversation.

“There are a lot of elements of this bill where, in fact, it’s just a tidying up exercise, our legislation hasn’t kept pace with the changing nature of the digital world.”

He added that there was often a problem of “resources that the police allocate to online crime”, with online crime often being “treated fundamentally differently”.

In November last year, Ofcom CEO Dame Melanie Dawes welcomed the Online Safety Bill as a way to allow the watchdog to better regulate big tech companies, while acknowledging that monitoring social networks will be “really difficult”. Dawes also suggested that some areas of the proposed laws should be tougher.

Sign up for the E&T News email to get great stories like this delivered to your inbox every day.

]]>
AG’s office to investigate allegations of insurance fraud at Snyder County businesses: DA https://bandhlock.com/ags-office-to-investigate-allegations-of-insurance-fraud-at-snyder-county-businesses-da/ Thu, 13 Jan 2022 23:30:00 +0000 https://bandhlock.com/ags-office-to-investigate-allegations-of-insurance-fraud-at-snyder-county-businesses-da/

MIDDLEBURG — The state attorney general’s office has agreed to investigate insurance fraud complaints involving the owners of three Snyder County businesses with financial problems.

District Attorney Michael Piecuch said Thursday that the AG’s office also accepted his dismissal of similar complaints about the former Wood-Mode Inc.

The referrals were made because the AG’s office has a section dedicated to insurance fraud and has the resources to investigate these types of allegations, he explained.

The allegations are that the money was withheld from employees but then diverted for other purposes, Piecuch said. He doesn’t know how much money could be involved, he said.

Workers at the former Wood-Mode said they received medical bills that should have been covered by insurance, he said.

The former Wood-Mode is unrelated to the current Wood-Mode which was established in August 2019 as a new company by Mifflinburg businessman Bill French.

Similar claims of insurance fraud have been received about three companies owned by Maurice Brubaker and his wife Deb, Piecuch said.

These are William Penn Cabinetry in Freeburg, Stanley Woodworking in Middleburg, and Wood-Metal in Selinsgrove, all in Snyder County.

Last Friday, Selinsgrove Institutional Casework, which does business as Wood Metal Industries, filed for Chapter 11 bankruptcy.

The 20 largest unsecured claims according to a filing with the US Middle District Bankruptcy Court exceed $2.4 million.

The largest is $1.3 million owed to Pension Benefit Guaranty Corp. from Washington, D.C.

The filing also indicates that there are more than 50 creditors and that the company has assets worth an estimated $1 million to $10 million.

Attempts to contact Brubaker, the owner of a Lewisburg tax and accounting firm, were unsuccessful.

He considered buying the old Wood-Mode, but instead bought what was then a custom wood cabinet maker in Snyder County. William Penn Cabinetry, which opened in 2020, secured a $500,000 SEDA Council of Governments loan for working capital.

Brubaker blamed supply chain issues and non-payment from customers as reasons for the factory closing in October and laying off 80 workers, but employees say poor management was the problem.

Several employees of Stanley Woodworking that the Brubakers bought in March 2020 have filed civil suits for benefits they claim they did not receive.

Complaints have also been filed with the state Department of Labor and Industry and the Pennsylvania Insurance Commission.

The owners of the William Penn and Wood Metal properties have started eviction proceedings for non-payment of rent.

Deb Burkhart has her own issues, having been accused of writing an NSF check for $700. His preliminary hearing is scheduled for February 17.

Following:

Convicted ex-Pa. soldier loses pension but is entitled to reimbursement after fine, restitution is paid

Pennsylvania businessman admits he didn’t pay payroll taxes and will have to pay the IRS $1 million

]]>
Tribe-linked lenders strike with second RICO loan lawsuit https://bandhlock.com/tribe-linked-lenders-strike-with-second-rico-loan-lawsuit/ Thu, 13 Jan 2022 22:40:00 +0000 https://bandhlock.com/tribe-linked-lenders-strike-with-second-rico-loan-lawsuit/
By Victoria McKenzie (January 13, 2022, 5:40 PM EST) – Online lender Aaniiih Nakoda Finance LLC has been hit with a second proposed racketeering class action lawsuit in Illinois under the Racketeering Influenced and Corrupt Organizations Act which accused the company of using a federally recognized tribe as a front to avoid prosecution for its illegal predatory lending program.

Illinois resident Lauren Combs told a federal judge on Tuesday that the company, which does business as Bright Lending, illegally charged her 699.99% annual interest in violation of the 2021 law. on the Prevention of Predatory Lending from Illinois. “, she said, Bright Lending claims sovereign immunity from usury laws.

According to the complaint,…

Stay one step ahead

In the legal profession, information is the key to success. You need to know what’s going on with customers, competitors, practice areas and industries. Law360 provides the intelligence you need to stay an expert and beat the competition.

  • Access to case data in articles (numbers, filings, courts, nature of lawsuits, etc.)
  • Access to attached documents such as briefs, motions, complaints, decisions, motions, etc.
  • Create custom alerts for specific article and case topics and more!

TRY LAW360 FREE FOR SEVEN DAYS

]]>
India and Britain launch free trade deal talks | Economic news https://bandhlock.com/india-and-britain-launch-free-trade-deal-talks-economic-news/ Thu, 13 Jan 2022 10:23:00 +0000 https://bandhlock.com/india-and-britain-launch-free-trade-deal-talks-economic-news/

ASHOK SHARMA, Associated Press

NEW DELHI (AP) — India and Britain on Thursday launched talks on pursuing a free trade deal that is expected to boost bilateral trade by billions of dollars in one of the most ambitious negotiations to take place after Brexit.

UK International Trade Secretary Anne-Marie Trevelyan met Piyush Goyal, Indian Minister for Trade and Industry, Consumer Affairs, Food and Public Distribution and Textiles in New Delhi. Actual negotiations will begin next week, officials said.

“This is the first of my significant deals this year as Britain embarks on its independent post-Brexit journey,” Trevelyan told reporters.

She said the two countries have a unique opportunity to forge ties in trade. defense, climate and healthcare sectors as they recover from the COVID-19 pandemic.

political cartoons

Goyal said the free trade agreement, which is expected to be finalized within a year, will double trade between the two countries by 2030.

Both parties hope the agreement will generate huge benefits for multiple industries, from food and beverage to cutting-edge renewable technologies.

The Indian minister said the two sides would also work on an interim agreement to accelerate efforts to capture the low-hanging fruits in goods and services, tourism, startups, education and climate change.

The free trade deal could potentially double UK exports to India and boost two-way trade by $38 billion a year by 2035, according to a UK government statement.

When asked if the British government was willing to ease visa restrictions for Indians traveling to the country, Trevelyan said the approach was to ensure that British and Indian businesses and citizens of both countries benefit from this attempt to revitalize ties.

Goyal said “the Indian diaspora in Britain is a bridge between the two countries and can add a lot of dynamism to their relationship”.

“A deal with India is a golden opportunity to put British businesses ahead of the curve as India’s economy continues to grow rapidly,” Trevelyan said, adding Britain wanted to tap into the growing middle class. of Asia’s third largest economy. .

After leaving the European Union in 2016, Britain focused on its trade policies in the Indo-Pacific region. India, once a British colony, is seen as a favorable location given uncertainties over ties with China.

“This is the first of my significant deals this year as Britain embarks on its independent post-Brexit journey,” Trevelyan said.

Indian business investment is already supporting 95,000 jobs across the UK, according to the UK statement released ahead of the meeting.

Britain is seeking a deal that removes barriers to business and trade, including reducing tariffs on exports of British-made cars and Scotch whisky.

In an interview with the Financial Times newspaper on Thursday, Trevelyan said “everything is on the table to discuss,” including expanding visa access for Indian students and skilled workers. She said she would like a deal to be done in early 2023.

India and Britain are focusing on five key areas, people-to-people contacts, trade, defense and security, climate action and health, according to India’s External Affairs Ministry.

India and Britain enjoy close ties, with the former investing in 120 projects to become the second largest source of foreign direct investment after the United States in 2019. Trade between the two countries stood at 15.45 billion dollars in 2019-2020.

Copyright 2022 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

]]>
Know your rights regarding rent increases https://bandhlock.com/know-your-rights-regarding-rent-increases/ Thu, 13 Jan 2022 01:06:00 +0000 https://bandhlock.com/know-your-rights-regarding-rent-increases/

LAS VEGAS (KTNV) — Everything seems more expensive these days, but the cost that hits many Valley residents hardest is skyrocketing rents. 13 Action News anchor Tricia Kean spoke to a local woman facing a nearly $600 rate hike.

“I was absolutely livid. Just livid,” says tenant Cathy Sostaric.

She recently came home with a notice on her door.

She currently pays over $1,100 a month for her one-bedroom apartment near US 95 and Russell Road. But after March, his rent goes up – very high.

“I couldn’t even think straight. I really couldn’t,” Sostaric said.

This is because if she wants to continue living here, she will have to pay an extra $590 per month.

“I understand the market. I completely understand that. I completely understand that things are going to go up and rents go up,” Sostaric said. “But it’s just too much increase, too fast.”

IS IT LEGAL?

So Cathy contacted 13 Action News. She wants to know, “is it even legal?”

“There are no rent control laws in Nevada. Landlords can raise the rent until the market supports it,” said Taylor Altman, consumer rights project attorney for the center. Southern Nevada Legal Aid.

She says Sostraic is not alone.

“There are a lot of tenants we hear from all over the Valley who have told us their landlords are raising rents,” Altman said.

WRITTEN NOTICE

The good news is that landlords can’t raise the rent while you’re on the lease. They must provide 60 days notice if they plan to increase the rent after the lease expires.

Sixty days notice is also required for month-to-month tenants, and weekly tenants must be given at least 30 days written notice.

“If someone is really struggling to pay their rent, there’s help out there,” Altman said. “There’s rental assistance. For example, there’s the CHAP program.”

CHAP, or CARES Housing Assistance Program, provides up to 15 months of back rent to tenants who are struggling to pay their rent due to pandemic-related hardship.

TO NEGOTIATE

“Another thing they (the tenants) can do is, of course, negotiate,” Altman said. “Especially emphasize that they’ve been good tenants for several years, paid their rent on time. You know, show off.”

Altman says the other thing you should do is write to your local officials about creating rent control laws in Nevada.

As for Sostaric, she has spoken with her property management, but they are not reducing their rent hike.

“I don’t want to leave. I don’t want to,” Sostaric said.

“But are you going to have to move? Kean asked him.

“I will have to move, yes,” Sostaric said. “At least if I buy my own house, nobody can increase my monthly mortgage.”

LEGAL AID

If you have questions about evictions, tenant rights, or housing issues, contact the Legal Support Center at 702-386-1070.

You can also visit the Civil Law Self Help Center at the Regional Justice Center at 200 Lewis Avenue for help with any tenant-landlord issues, including eviction and questions about rent increases.

]]>
The government accepts the recruitment of an online security commissioner https://bandhlock.com/the-government-accepts-the-recruitment-of-an-online-security-commissioner/ Wed, 12 Jan 2022 17:48:45 +0000 https://bandhlock.com/the-government-accepts-the-recruitment-of-an-online-security-commissioner/

The government has agreed to start the recruitment process for an online safety commissioner.

The move comes after Tourism, Culture, Arts and Media Minister Catherine Martin secured government approval to publish the Online Safety and Media Regulation Bill.

The commissioner will develop rules on how social media services must deal with harmful online content.

Harmful online content includes criminal material, serious cyberbullying material, and material promoting self-harm, suicide, and eating disorders.

The Commissioner will have the power to appoint authorized officers to conduct investigations.

In the event of non-compliance with an online safety code, and subject to court approval, the media commission will have the power to impose financial penalties of up to 20 million euros or 10 % of sales.

Under legislation presented to the government this morning, the Media Commission would take over the current functions of the Broadcasting Authority of Ireland and regulate broadcasters and broadcasters.

The Commission will also be responsible for regulating video-on-demand services.

The regulations that apply to these services will be set out in media codes and rules and will address issues such as programming standards, advertising, sponsorship and product placement.

Minister Catherine Martin said the new legislation could be enacted before the summer holidays.

She said an Oireachtas committee had proposed an individual complaint mechanism for harmful online content.

“In this regard, I will soon establish an expert group that will report to me within 90 days with recommendations on how best to solve this problem,” the minister said.

However, speaking on Drivetime, she said providing an individual complaints mechanism is complicated.

“It’s quite a complex area and there are practical issues. For example, we could deal with individual complaints for a population of up to 450 million, as we would be dealing with the whole EU if the platform were based in Ireland. .

“It would be quite a large volume of content, but if it can be done, I would really like to see it done. I will announce the panel next week,” Minister Martin confirmed.

Regarding the appointment of an online safety commissioner, Minister Martin said Ireland was moving from an era of self-regulation to an era of accountability.

“One of the most important aspects of the bill is that it establishes a powerful regulator to enforce accountability in the industry and the Media Commission will include an Online Safety Commissioner to enforce, not only this legislation, but also additional legislation and measures that can be taken forward at European level,” she said.

“The Commissioner will develop binding online safety codes which will set out how regulated online services are expected to deal with certain defined categories of harmful online content. These include criminal material, serious cyberbullying material, material promoting self-harm, suicide and eating disorders.

“The commissioner will have a range of powers to ensure compliance. The powers include powers to audit and require the provision of information. If the service is suspected of being non-compliant, the commission can appoint an officer authorized to investigate,” the minister said. Martin added.

However, Technology Ireland, the Ibec group that represents the tech industry, has expressed concern that the timeline for the Online Safety and Media Regulation (OSMR) Bill will extend beyond this summer.

He wants more urgent progress to be made in the implementation of the Audiovisual Media Services Directive and for other online security provisions to be brought into line with the requirements of the Digital Services Act.

Director Una Fitzpatrick said the delay did not reflect the urgency of establishing the Media Commission and implementing the Audiovisual and Media Services Directive (AVMS).

“Ireland will be among the last EU member states to implement the online safety framework provided by the AVMS Directive,” she said.

“The policy landscape has evolved significantly since this bill was first announced, with the EU’s proposed harmonized approach to online safety through the Digital Services Act (DSA) nearing finalization. “

“Based on the timelines currently expected, the DSA will be finalized before this bill becomes law and it remains unclear how certain provisions of this bill will be consistent with that.”

CyberSafeKids welcomed the release of the revised bill.

“A concern however is that two key recommendations relating to the establishment of an individual complaints mechanism are not yet fully engaged,” said its CEO, Alex Cooney.

“It remains imperative that an individual complaints mechanism is included in the final legislation.”

]]>