Consumer finance

Better alternatives to payday loans

MEMPHIS, Tennessee (WMC / CONSUMER REPORTS) – If you’re struggling to pay your bills, you might consider a payday loan. But be careful! Even with some recent reforms, many of these loans still come with high fees and very high interest rates. The good news is that there are alternatives, and as Consumer Reports explains, […]

Business insurance

21st century leadership: hear from an icon of the New Zealand life insurance industry

Ballantyne is the founder of two New Zealand life insurance companies and has been in the business for almost 40 years. Commenting on the challenges of the past 18 months, she said the COVID-19 pandemic has been difficult for all insurance companies, but said her experience of running businesses in difficult waters had certainly been […]

Consumer finance

Payday loans drop 39% during pandemic

Christopher Shultz, Acting Commissioner of the California Department of Financial Protection and Innovation California payday lenders have seen a huge drop in loan numbers and dollar volume during last year’s pandemic, possibly due to stimulus funds that have been allocated to short-lived consumers. money, according to a report released on July 22. The state’s Department […]

Online security

BT takes multi-million pound stake in e-business Safe Security, Telecom News, ET Telecom

NEW DELHI: British telecommunications group BT has taken a multi-million pound stake in Silicon Valley cyber risk management firm Safe Security, underscoring its ambition to target industry growth, the company said on Wednesday. Making its first major third-party investment in cybersecurity since 2006, BT will be the largest investor in the latest round of funding […]

Consumer rights

Congressional task force hears from experts on digital identity infrastructure – Technology

United States: Congressional task force hears from experts on digital identity infrastructure July 21, 2021 Cadwalader, Wickersham & Taft LLP To print this article, simply register or connect to Mondaq.com. The U.S. House Committee on Financial Services Artificial Intelligence Working Group reviewed evidence on how emerging technologies such as artificial intelligence (“AI”), machine learning ( […]

Consumer services

Tiena Johnson Hall is the new Executive Director of the California Housing Finance Agency

Johnson Hall brings decades of affordable housing and community development experience SACRAMENTO, California, July 20, 2021– (BUSINESS WIRE) – The California Housing Finance Agency (CalHFA) will have a new executive director, as Tiena Johnson Hall was appointed by Governor Gavin Newsom on Monday. This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20210720006155/en/ Tiena […]

Consumer rights

Israeli PM warns Unilever boss against boycott of Ben & Jerry

JERUSALEM, July 20 (Reuters) – Israel on Tuesday warned consumer goods giant Unilever Plc (ULVR.L) of the “serious consequences” of a decision by subsidiary Ben & Jerry’s to stop selling ice cream in territories occupied by Israel, and urged US states to invoke anti-boycott laws. Monday’s announcement follows pro-Palestinian pressure on the Vermont-based company over […]

Business insurance

Global Marine, Airline and Transit Insurance Market Report 2021-2025: Key Business Sectors, Trends, Drivers, Challenges, Regulatory Overview and Developments – Updated with the Impact of COVID-19 – ResearchAndMarkets. com

DUBLIN – (COMMERCIAL THREAD)–The “Global Marine, Airline and Transit Insurance Market to 2025 – Key Business Sectors, Trends, Drivers, Challenges, Regulatory Overview and Developments (Updated with Impact of COVID-19)” report was added to ResearchAndMarkets.com offer. The ‘Global Marine, Aviation and Transit Insurance Market to 2025’ analysis report provides in-depth market analysis, insights, and insights into […]

Online security

What characteristics generate solid success among cybersecurity partners?

Credit: The time of dreams Given the current burgeoning threat landscape, the market is expected to be teeming with rich choices for partners who demonstrate their strength in cybersecurity, but not all players in the channel are equal in what they can offer, with new research uncovering common traits that separate successful cybersecurity partners from […]

Consumer rights

While long-distance buses are parked, small vehicles steal passengers

Buses on long journeys have been parked for almost three months due to Covid-19 restrictions. But after the government lifted restrictions on domestic flights and local transport a few weeks ago, transport operators lobbied the government to allow them to resume long-distance transport services. The Federation of Nepalese National Transport Contractors, the umbrella body of […]

Business insurance

The Role of the Depository Service Provider in Reducing Insurance Industry Expenses | Esquire Filing Solutions, LLC

In 2017, we wrote about the impact that modern deposit management services can have on the main obstacles to the profitability of insurance companies: unallocated claims settlement costs (ULAE), affected claims settlement costs (ALAE) and losses paid to claimants. Today, as the world emerges from the COVID-19 pandemic and enters an era of uncertain exposure […]

Consumer services

Possible diagnosis of poisoning with toxic algae on Matlacha | News, Sports, Jobs – SANIBEL-CAPTIVA

CARMEN DRISCOLL A channel blocked by algae in Matlacha on June 14. Water safety and sustainability issues shouldn’t be solved by the public, according to Pine Islanders environmentalists Sue Dahod and Susan McGuire, who sadly say that’s what it happened. Dahod, a Calusa ranger, recently partnered with the Matlacha / Pine Island Fire Department to […]

Online security

Secure-IC sets new benchmarks for securing the Internet of Things

Press release, Cesson-Sévigné, July 19e, 2021 – Secure-IC, the growing leader and only global provider of end-to-end cybersecurity solutions for embedded systems and connected objects today announces its collaboration with b com[1] led to the creation of a new repository securing new technologies in LPWAN or 5G networks. The Internet of Things (IoT) refers to […]

Business insurance

Australian regulator considers ‘hidden’ insurance problems

By Alice Uribe The experience of the pandemic, particularly with the issues related to business interruption insurance in Australia, has raised concerns about the quality of risk management by insurers in that country, the said. Australian Prudential Regulation Authority. Lockdowns and other restrictions associated with Covid-19 sparked a wave of potential BI claims, with many […]

Business insurance

Cedric Stephens | Value-driven auto insurance | Business

Phil Town writes for the global media company Forbes and is also a member of its financial board. This organization is an invitation-only fee-based organization for senior U.S. financial executives. In his 2018 essay, “The Important Differences Between Price and Value,” Town writes: “One of Warren Buffett’s most famous sayings (via Benjamin Graham, former economics […]

Consumer services

Fewer and Fewer Vets Available for Farm Animals in Virginia | State and regional news

Raising remains an important part of Virginia’s agriculture, but there aren’t enough large animal vets to take care of it. PARKER MICHELS-BOYCE, FOR VIRGINIA MERCURY SARAH VOGELSONG The Virginia Mercury RICHMOND – For many years Buckingham County – home to tens of thousands of cows, goats, sheep and pigs – had no dedicated veterinarians to […]

Online security

Fake news proliferates online during protests in Cuba | Media News

The government says they are propagated by counterrevolutionaries, while critics say it is the authorities themselves. False information quickly spread following unprecedented protests in Cuba. Among them: former President Raul Castro fled to ally with Venezuela, demonstrators kidnapped a provincial leader of the Communist Party and Caracas was sending troops. The Cuban government said they […]

Consumer rights

Colorado Enacts Consumer Privacy Law, Becoming Third State | Thompson Coburn LLP

Colorado enacted the third national consumer protection law, following the signing of Governor Jared Polis Senate Bill 21-190 place. The Colorado Senate voted 34-1 to send privacy legislation to the governor’s office, after the House approved the measure by a 57-7 vote. Colorado is the second state to pass legislation this year making it easier […]

Business insurance

Christina Ozuna of EMPLOYERS appointed to California Insurance Guarantee Association Board of Governors

RENO, Nevada – (COMMERCIAL THREAD) –Employers Holdings, Inc. (the “Company”) (NYSE: EIG), The U.S. Small Business Insurance Specialist® is pleased to announce that Christina Ozuna, Vice President, Quality Assurance – Company Claims, has been appointed to the Board of Governors for the California Insurance Guarantee Association (CIGA). CIGA includes all licensed insurance companies in specified […]

Business insurance

Consumer group urges regulator to curb premium hikes

A Malaysian consumer advocacy group has called on the country’s central bank and financial regulator to help stop the rapid rise in insurance premium prices. The National Consumer Complaints Center (NCCC) recently sent a letter to Bank Negara Malaysia (BNM), alleging that insurers have raised premiums to such an extent that consumers are struggling to […]

Consumer services

Aspirational Consumer Lifestyle Corp. Announces Shareholder Approval of Business Combination with Wheels Up

July 16, 2021 2:12 PM ET Legal Newswire POWERED BY LAW.COM Aspirational Consumer Lifestyle Corp., a specialty acquisition company, today announced that its shareholders have voted to approve the previously announced business combination with Wheels Up Partners Holdings LLC (“Wheels Up”), the leading brand in the industry. private aviation. At the extraordinary general meeting of […]

Consumer services

Consumers Feel Safer When Dining Out, Survey Finds

Consumers now feel safer when visiting restaurants, hotels and attending events in person, according to a new survey from Deloitte. Their monthly Consumer Tracker survey tracks Irish consumer attitudes towards personal well-being, financial concerns, travel and hospitality, transport and retail. The most recent data was collected between June 24 and 30. It shows that consumers’ […]

Consumer rights

Allowing aldermen to hire ward superintendents is illegal: Watchdog | Chicago News

Chicago City Council members meet on Wednesday, May 26, 2021 (WTTW News) Chicago Watchdog says allowing Chicago City Council members to hire and fire duty superintendents violates court-imposed restrictions designed to prevent city jobs from being distributed to political supporters . Conclusion of Inspector General Joseph Ferguson after a two-year investigation provoked a furious reaction […]

Online security

Ontario Offers Free Online Safety Course For Small Businesses Across Ontario

The province announced Thursday that it will offer a free health and safety program to Ontario small businesses over the next three years. The government says the new online training course focuses on the safety of people working in retail, construction, healthcare, accommodation and food services, and other industries. Read more: Premier Doug Ford Says […]

Business insurance

E-commerce pioneer InsurTech Setoo merges with Pattern Insurance Services, creating a global leader in integrated insurance

PALO ALTO, Calif .– (COMMERCIAL THREAD) – Pioneer of on-board insurance, Setoo today announced the signing of a merger agreement with Pattern, an insurance start-up exiting stealth mode. The joint venture will operate across Europe and the United States under the name Pattern. Pattern will help businesses generate new revenue streams and increase customer satisfaction […]

Consumer services

Does the impressive stock market performance of Sino-Life Group Limited (HKG: 8296) have something to do with its fundamentals?

Most readers already know that the stock of Sino-Life Group (HKG: 8296) has risen significantly by 17% in the past month. We wonder if and what role company financials are playing in this price change, as a company’s long-term fundamentals usually dictate market outcomes. In this article, we have decided to focus on the ROE […]

Online security

Rising Online Security Threats Expected To Improve Growth Of Global Zero Trust Security Market During Forecast Period, 2020-2027 – Exclusive COVID-19 Impact Analysis Report [316 pages] by Search Dive

The global zero trust security market is expected to witness notable growth during the forecast period 2020-2027. The endpoint security sub-segment is expected to be the most lucrative. The on-premise and multi-factor sub-segments are expected to be the most profitable. The large business and retail sub-segments are expected to be the most lucrative. The North […]

Consumer finance

Martin Lewis’s MoneySavingExpert reveals how to claim thousands of dollars from payday lenders after reader pays back £ 9,300

MARTIN Lewis’ MoneySavingExpert revealed how to recover thousands of pounds from payday lenders after a reader was paid back £ 9,300. Consumer Champion urges borrowers who have already taken out a loan, paid a bank account or overdraft fee, or requested a PPI refund to check if they may be due money back. 1 Martin […]

Online security

Get past cyber crooks with information security training from SANS Institute • The Register

Promo No matter where you are in the world, you are never far from a potential cyber attack. Luckily, the SANS Institute will be circling the world over the next few months, bringing you top-notch cybersecurity events with a personal touch. SANS Sydney 2021 runs from September 6-11, with 11 courses on offer, each of […]

Consumer finance

Prairie Village Man Sentenced to 12 Years in Jail for $ 7.3 Million Payday Loan Fraud and $ 8 Million Tax Evasion | USAO-WDMO

KANSAS CITY, Mo. – A man in Prairie Village, Kansas was convicted in federal court today for engaging in two separate fraud schemes linked to millions of dollars in bogus payday loans and tax evasion totaling over $ 8 million. “After raising millions of dollars from the victims of his fraud scheme, the accused repeatedly […]

Consumer services

Trade and Consumer Affairs Commissioner Rosa Escareño and Cultural Affairs and Special Events Commissioner Mark Kelly retire – CBS Chicago

CHICAGO (CBS) – After more than 30 years in various positions at City Hall, Chicago’s Commercial and Consumer Affairs Commissioner Rosa Escareño will retire at the end of the month. Ministry of Cultural Affairs and Special Events Commissioner Mark Kelly will also retire in the fall. Mayor Lori Lightfoot’s office announced the retirements on Tuesday […]

DA Announces Match.com Consumer Protection Policy
Consumer services

DA Announces Match.com Consumer Protection Policy

Santa Cruz County District Attorney’s Office Press Release: July 12, 2021 Santa Cruz County District Attorney Jeffrey Rosell has announced the settlement of the civil unfair competition lawsuit against MATCH GROUP, INC. The Delaware Company, headquartered in Dallas, Texas, owns and operates the world’s largest conglomerate of online dating service sites, including well-known brands such […]

Consumer finance

More states impose interest rate caps on payday loans

By Annie Millerbernd | Nerdwallet Low-cost, short-term lenders, unencumbered by a maximum federal interest rate, can charge borrowers rates of 400% or more on their loans. But more and more states are reducing that number by setting ceiling rates to curb high-interest lending. Currently, 18 states and Washington, DC, have laws that limit short-term loan […]

French delivery company Colis Privé postpones its IPO due to difficult market conditions
Consumer rights

French delivery company Colis Privé postpones its IPO due to difficult market conditions

Adds quotes background PARIS, July 12 (Reuters) – The French parcel delivery company Colis Privé announced on Monday that it was postponing its initial public offering (IPO) for a few months, initially planned for early July, citing unfavorable market conditions. While 2021 has been a banner year for IPOs in Europe and around the world, […]

Consumer services

Sony embraces robotics to cut costs and boost digital services

Sony predicts robots will take over its TV, smartphone and camera manufacturing lines as the entertainment conglomerate turns to services to boost sales of consumer electronics. Kimio Maki, head of Sony’s electronics business, said accelerating factory automation will be combined with a greater focus on online sales and data analytics to reduce manufacturing costs. He […]

Consumer rights

Pinal cannot grow on groundwater. This has implications

Houses can no longer grows on groundwater in the active management area of ​​Pinal. The Arizona Department of Water Resources argues that Pinal’s long-term groundwater shortage is so large and widespread that even if future subdivisions could prove a 100-year groundwater supply, they would not be in. able to obtain the necessary approvals to proceed. […]

Business insurance

Healthcare company resolves EEOC racial harassment charges

Health services and products company Cardinal Health Inc. will contribute $ 1.45 million to resolve racial harassment and retaliation charges filed by the U.S. Equal Employment Opportunity Commission, the United States Equal Employment Opportunity Commission announced on Friday. ‘agency. The EEOC said African-American employees at the company were subjected to “continuous and unwelcome” harassment. The […]

Business insurance

President signs ordinance to promote competition in the U.S. economy

(Reuters) – President Joe Biden on Friday signed an executive order to promote greater competition in the U.S. economy, urging agencies to crack down on anti-competitive practices in industries ranging from agriculture to drugs and work. If fully implemented, this effort will help lower Americans’ internet costs, enable reimbursement of airline baggage fees for delayed […]

Colorado Consumer Privacy Bill Offers Option to Opt Out of Data Processing |  Pillsbury Winthrop Shaw Pittman LLP
Consumer rights

Colorado Consumer Privacy Bill Offers Option to Opt Out of Data Processing | Pillsbury Winthrop Shaw Pittman LLP

Passage of the bill makes Colorado the latest state to implement comprehensive consumer data privacy legislation. Although the bill does not come into effect until July 1, 2023, efforts to comply with similar bills such as the California Consumer Privacy Act (CCPA) and Virginia’s Consumer Data Protection Act (CDPA) stress that planning and implementation should […]

Online security

Madagascar [Grand South]: Overview of Food Security and Nutrition | July 2021 – Madagascar

Current Acute Food Insecurity (AFI) About 1.14 million The population of the Grand Sud of Madagascar is estimated to be in high levels of acute food insecurity (IPC Phase 3 or higher) during the current period (April-September 2021), including nearly 14,000 people. are in disaster (IPC Phase 5). Acute Malnutrition (AMN) More than 500,000 children […]

FPG Insurance launches SIMONE, a new business tool for insurance agents – Manila bulletin
Business insurance

FPG Insurance launches SIMONE, a new business tool for insurance agents – Manila bulletin

Technology / New technics / FPG Insurance launches SIMONE, a new business tool for insurance agents FPG Insurance launches SIMONE, a new business tool for insurance agents FPG Insurance, a major player in the non-life insurance industry, is unveiling the future of non-life insurance sales and service with its brand new business solution for non-life […]

Business insurance

Banking giant hit by heavy penalty for insurance failures

The Financial Conduct Authority (FCA) today fined LBGI (Lloyds Bank General Insurance Limited, St Andrew’s Insurance Plc, Lloyds Bank Insurance Services Limited and Halifax General Insurance Services Limited) over £ 90million. The fine of £ 90,688,400 was imposed for LBGI’s failure to ensure that the language of millions of home insurance renewal communications was ‘clear, […]

Claritas consumer data now available on Narrative’s data streaming platform
Consumer services

Claritas consumer data now available on Narrative’s data streaming platform

“The partnership with Claritas is another step forward for Narrative in helping businesses access single data points. ” Tweet this Marketers using Narrative’s Data dissemination platform will be able to search, evaluate, purchase, process and activate Claritas datasets within hours. In addition to having access to Claritas consumer data points, marketers benefit from the transparency, […]

Online security

How to help the child protection network protect 500 young lives

There is no doubt: we must protect our children. Although it seems like a simple instinct to protect our young people, every year countless cases of child abuse are reported around the world. In a developing country like the Philippines, children are particularly vulnerable because they have less access to health services, adequate nutrition and […]

Business insurance

Oklahoma City Ballet sues insurance company over denied COVID-19 claim

OKLAHOMA CITY (KFOR) – The Oklahoma City Ballet is suing its insurance company after the company denied its insurance claim during the pandemic, even though the ballet has a policy of lost business revenue through the company. “They couldn’t put on their performances, couldn’t have their youth programs or whatever,” said Michael Burrage, attorney for […]

Growing Consumer Shift Towards Vegetarian Food Products To Accelerate Bean Pasta Market Growth: TMR
Consumer services

Growing Consumer Shift Towards Vegetarian Food Products To Accelerate Bean Pasta Market Growth: TMR

ALBANY, NY, July 7, 2021 / PRNewswire / – High Protein Pasta Received Much Attention as a Nutrient Addition Around the World bean pasta market. Therefore, by promoting healthy dietary fiber, companies are innovating in field beans and peas. These beans, such as faba, peas, and legumes, are gaining popularity as a source of high-quality, […]

New Rules for Behavioral Advertising: How CDPA and ACPL Compare
Consumer rights

New Rules for Behavioral Advertising: How CDPA and ACPL Compare

“Data-driven thinking“is written by members of the media community and contains new ideas about the digital revolution in media. Today’s column is written by Richard Eisert, partner, Davis + Gilbert. Everyone in the ad tech industry should have January 1, 2023 highlighted and underlined – twice – on their calendars. It’s the day the Virginia […]

Online security

Biden claims global ransomware attack had minimal impact on U.S. businesses

WASHINGTON – President Joe Biden said on Tuesday that the damage to U.S. businesses from the largest ransomware attack on record appeared minimal, although information remained incomplete. The company whose software was exploited said less than 1,500 companies around the world appeared to be compromised, but cybersecurity experts warn the incident is not over. Also […]

Best’s Insurance Law Podcast Explains How New Technologies Are Changing Marine Claims
Business insurance

Best’s Insurance Law Podcast Explains How New Technologies Are Changing Marine Claims

OLDWICK, New Jersey – (COMMERCIAL THREAD) –AM Best and Best’s Insurance professional resources to have released the latest installment of the Best’s Insurance Law podcast series, which examines current insurance issues from a legal perspective. This episode examines the impact of the latest technologies on the different types of maritime claims, in particular: total claim, […]

TOAE SECURITY to expand the cybersecurity market over the next five years
Online security

TOAE SECURITY to expand the cybersecurity market over the next five years

Despite the geostrategic instability of its region and a deep understanding of the cyberthreat it faces, India has made progress in creating its cyberspace security policy and doctrine. Internal and external terrorist threats, internal political violence, and ongoing conflicts between countries have all influenced India’s intelligence objectives. TOAE SECURITY, a global leader in security, technology […]

Business insurance

FCA launches a severe reminder to general insurance intermediaries

The Financial Conduct Authority (FCA), which has identified common shortcomings with money agreements from clients of general insurance intermediaries, reminds companies of their obligations and the consequences of their non-compliance. “Companies holding customer money are required to ensure they understand the associated regulatory requirements,” the regulator wrote in a new “Dear CEO” letter to general […]

Weak Biz sentiment;  consumer confidence improves in Q2 ’21
Consumer services

Weak Biz sentiment; consumer confidence improves in Q2 ’21

MANILA – Businesses were less bullish as consumer confidence improved in the second quarter of the year, the Business Expectations Survey (BES) and Consumer Expectations Survey (CES) showed on Friday by Bangko Sentral ng Pilipinas (BSP). Senior director of BSP’s economic statistics department Redentor Paolo Alegre Jr. said the overall business confidence index from April […]

US Congress Report on Women, Peace and Security (WPS) – World
Online security

US Congress Report on Women, Peace and Security (WPS) – World

Publication of the 2021 report on women, peace and security (WPS) PRESS RELEASE ANTONY J. BLINKEN, SECRETARY OF STATE JULY 1, 2021 Women are a powerful force for peace and essential partners in advancing international security. The United States has long championed the safe and meaningful participation of women in our diplomatic, development and defense […]

AM Best Confirms Toyota Motor Insurance Company Credit Ratings
Business insurance

AM Best Confirms Toyota Motor Insurance Company Credit Ratings

OLDWICK, New Jersey – (COMMERCIAL THREAD) –AM Best confirmed Toyota Motor Insurance Company (TMIC) (Cedar Rapids, IA) long-term issuer credit rating of A (excellent) and long-term issuer credit rating of “a” (excellent). The outlook for these credit ratings (ratings) is stable. The ratings reflect the strength of TMIC’s balance sheet, which AM Best considers to […]

Consumer rights

SCOTUS Nestlé vs. Dow I have found companies not responsible for abuses against non-US citizens

On June 17, the U.S. Supreme Court ruled that U.S. corporations are not responsible for allegations of abuse against non-U.S. Citizens in foreign countries simply because general operational decisions made in the U.S. have helped tortious conduct abroad. Nestlé USA, Inc. v. Doe I, 593 United States __ (2021). At the same time, however, the […]

Business insurance

Howden’s Data Analytics Unit HX Launches Insurance Market Information Platform

HX, the data analytics and consulting division of London-based Howden Group Holdings, announced the launch of NOVA, the first insurance business intelligence platform, which enables users to better understand the insurance market. insurance and its drivers. NOVA merges unique data sets, including proprietary information on Howden’s pricing and placement, loss trends, regulatory submissions, and broader […]

Consumer services

Commission wants stricter rules for consumer credit agreements – EURACTIV.com

On Wednesday, June 30, the European Commission proposed ceilings on interest rates for consumer credit contracts and a ban on bundling practices under stricter consumer credit rules following the increase in online shopping during COVID-19 lockdowns and the rise of digital lenders. The existing rules known as the General Product Safety Directive entered into force […]